A Chattel Mortgage is a loan for a Mobile Home that is movable (not permanently attached to the ground) and is considered Personal Property.
You are typically required to pay Rent for the space your home will be located within the Park.
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A Mobile/Manufactured Home in a "PUD" is a group of manufactured homes located in a community that was designed solely for manufactured homes.
You would typically own the land where your home is located, but will also pay a monthly HOA fee.
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A Manufactured Home on Land is a home that is already permanently attached to a foundation at the location.
You would own the land where your home is located and typically not be subject to any HOA fees, unless the home is in some type of commuinty/association.
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Welcome to the official site of Mobile Homes Lending. We are a full-service mortgage company based in Grass Valley, CA. We specialize in Mobile Home Loans, Manufactured, and Chattel Loans in all of California & Nevada. Whether you are buying a home or refinancing in California or Nevada, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Mobile Homes Lending unique is that we offer the following niche programs as well: Single Wide, Double Wide, Mortgage, Purchase, Refinance, Mobile Home in a Park.
Contact Mobile Homes Lending today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
If you are a Mortgage Broker Licensed by the DRE and are interested in Partnering with us, please click HERE
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TestimonialsWe've been helping customers afford the home of their dreams for many years and we love what we do.
Company NMLS: 235599
www.nmlsconsumeraccess.org
113 Presley Way, Suite 6
Grass Valley, CA 95945
Phone: (866) 668-4302
info@mobilehomeslending.com
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